The Pradhan Mantri Jan Arogya Yojana (PM-JAY) card, also referred to as the Ayushman Bharat card, is a health insurance program that was introduced by the Indian government. Its goal is to give poor and disadvantaged families in India financial support for secondary and tertiary healthcare services.
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Citizens with the Ayushman Baharat card can receive free medical care at accredited facilities for up to ₹5 lakh. This is the online application process for the Ayushman Bharat Card.
Here’s what you’ll need to apply for Ayushman Bharat card online:
- Aadhaar Card: This serves as your unique ID for the application process.
- Mobile Phone: Linked to your Aadhaar Card for receiving verification codes.
- Basic details: name, address, income (if applicable), and PAN card number (optional).
Here are the benefits of the Ayushman Bharat card
- Cashless healthcare: At hospitals and healthcare providers nationwide that are affiliated with the government, qualifying persons can receive cashless medical treatment up to ₹5 lakh annually per family. This implies that you won’t have to pay for covered procedures up front.
- Extensive coverage: A wide range of medical procedures, including surgeries, medications, diagnostic tests, and physician fees, are covered by the plan.
- Pre- and post-hospitalization costs: Pre-hospitalization costs, including medications and diagnostic tests, are covered by the plan for three days, and post-hospitalization costs for fifteen days.
- No age restriction: The Ayushman Bharat program does not impose an age restriction on the use of its benefits, in contrast to many private health insurance programs.
- Free card: For qualified recipients, the Ayushman Bharat card is provided without charge.
Steps to apply for an Ayushman Bharat card online
- Visit https://bis.pmjay.gov.in/BIS/selfprintCard, the official PM-JAY website.
- Select “ABHA Registration” and input the number from your Aadhaar card.
- A one-time password (OTP) will be sent to the registered mobile number. Input the OTP to continue.
- Provide your name, income, and PAN card number (if applicable) along with other essential details.
- The Socio-Economic Caste Census (SECC) 2011 data will be used by the system to determine your eligibility.
- You can get a digital version of your Ayushman Bharat card if you are determined to be eligible.
Next Submission:
- The data from the Socio-Economic Caste Census (SECC) will be used to validate the application.
- You will be notified and able to obtain your e-Ayushman Card from the PM-JAY website if your verification is successful.
- You can also pick up a physical card by going to the closest hospital with an Ayushman Bharat affiliate.
