Want To Pay Through UPI Without The Internet? today we talk about how you can pay through UPI without the internet.
Unified Payments Interface (UPI)
The National Payments Corporation of India (NPCI) created the real-time payment system known as UPI or Unified Payments Interface. It allows immediate transfers of funds across Indian bank accounts without the need for users to enter IFSC codes or bank account information.
A UPI ID, a virtual payment address connected to the user’s bank account, can be used to make UPI payments. The user must provide the beneficiary’s UPI ID, the amount to be transferred, and a UPI PIN to verify the transaction before making a payment using UPI.
A wide variety of transactions are supported via UPI, including bill payments, transfers between people, and person-to-merchant payments. Due to its simplicity, security, and simplicity, it is commonly used in India for digital payments and has grown in popularity recently.
UPI Payment Without Internet: Being able to send and receive money using the Unified Payments Interface (UPI) has greatly simplified our daily life. Through our mobile phones, we may easily send payments nowadays. But did you know that feature phones can also be used for UPI transactions?
In accordance with the UPI 123PAY instant payment system, you can make the payment without an internet connection. We can answer your question about how to rapidly make UPI payments without an internet connection. Using UPI 123PAY, you can send money via Interactive Voice Response (IVR) or even missed calls.
After enabling the UPI 123PAY function in their phones, a user can follow any of the methods given below.
IVR (interactive voice response)
You can start a transaction by dialing one of the pre-defined IVR numbers (080 4516 3666, 080 4516 3581, or 6366 200 200). Users can proceed with their intended payment by following the steps provided on the call once their UPI ID has been validated.
Giving a missed call on the phone number identified at the merchant’s Store would allow you to carry out activities including receiving or sending money, paying bills and more. Your mobile number and the total of the bill will be used to create a token by the retailer. You can leave a missed call on the merchant’s provided number, and you will get a call back from 08071 800 800 about the transaction’s verification. For the process to be complete, enter your UPI PIN.
In addition to this, you can make use of a native payment app created in integrated C. The software will have some restrictions but will be similar to a smartphone app. Through the app, you can complete your transactions.
If you’re using a smartphone and can’t access to the internet, you can still make transactions by dialing the USSD code “*99#” from your phone. Remember that the phone number that is connected to your bank account must be used to call the code.